Visits from family and friends will always come as a pleasant surprise.  Of course, you want their stay to be enjoyable and as comfortable as it can be.  You make sure that your house is ready anytime when they stop by to say hi and "catch up".

At Homestyle Galleries, we offer you ease of shopping for the furniture you need for your home.  We have a distinctive furniture inventory that changes everyday so it always give you something to look forward to next time you visit.

 Not only that, we know sometimes budgets can be tight so we have provided you a very flexible payment plan that you can take advantage of.

Homestyle Galleries now offers a NO INTEREST,

NO PAYMENT OPTION up to 12 months!!!

*No Interest Option:  The interest accumulates during the special terms period from the date the purchase is posted to the account.  Interest is added into the customer account balance if the account is not paid in full during the deferred period.  If the customer pays the balance in full before the special terms period expires they pay no interest.

 **Private Label Variable Rate:  The APR is based on the prime rate, and changes quarterly.  The prime rate is the highest prime rate published in the Money Rates section of The Wall Street Journal on the first day of the month proceeding the month of the rate change date.  The rate change date for each quarter is the first day of the first billing cycle beginning on or after January 1, April 1, July 1, and October 1.  For regular purchases, the APR is the prime rate plus 16.90 percentage points, with a minimum APR of 21.90%.  As of July 1, 2007 the APR is 25.15%.  

 ***Payment In Full:  The minimum monthly payment required during the payment in full period will be an amount required to pay the unpaid balance of the account at the beginning of the first billing cycle of the payment in full period, in fixed monthly payments, rounded to the next higher whole cent.  Because of rounding, the final fixed monthly payment could be less than the other fixed payments. 

3549 08/07 (4000-4002 HF)

 

Available currently are three different payment options to choose from to suit your family budget.  Very flexible, very convenient, and most of all you don't have to pay more than a dollar at the time of purchase!

*  3 months NO PAYMENT, NO INTEREST

*  6 months NO PAYMENT, NO INTEREST

*12 months NO PAYMENT, NO INTEREST

ONLY $1 downpayment and you can already take those awesome furniture pieces home!  No more waiting! Get what you want now, and pay it when you feel like it!!!

Best of all, this plan gives you all the advantages of a revolving charge account at Homestyle Galleries, at the credit limit YOU establish.

NOTE:  The no-interest option means there is no interest if your purchase is paid in full within [3,6,12] months after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 24.40% as of April 01, 2007. The APR may vary. Offer expires 01/04/08.